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Research and Statistics Advertiser Disclosure. Use online dating services? The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Online dating services can be a terrific and efficient way to find love. However, due to the anonymous nature of the process, hazards abound. A prevalent problem Connecting with prospective matches electronically is a thrill, but hope and excitement can supersede sound judgment and fact checking.

A study about online dating and credit habits by ProtectMyID. While most people using online dating websites are genuine, charlatans comprise an uncomfortable proportion.

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What you do when you want to pay anonymously for services like discreet dating sites, VPN, email, and other online services or you want to protect your identity? Have an affair. Wayward married members of the ultra-confidential site for discreet encounters can pay their membership fees anonymously by redeeming a wide selection of gift cards from well-known retailers. Starbucks is the most popular gift card used by men to pay for their memberships anonymously, perhaps a reflection that Seattle is the US city with the most members per capita.

Not to mention standard credit card and PayPal payments for membership credits with a non-specific description of the payment destination on account statements. Are you looking over your shoulder nervously, or eyeing your spouse a little differently after your most recent argument over whose turn it is to do the dishes?

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Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. Advertiser partners include American Express, Chase, U. Bank, and Barclaycard, among others. Being divorced for several years, I have tried my hand at online dating , experimenting with a number of different sites, and I know from experience that for someone new to the process, it can be rather intimidating and confusing.

You might be wondering which site is best for you, and if you should bother paying for a membership or not. While technically a free site, PlentyofFish offers you the option to purchase a membership upgrade. PlentyofFish has spun off a new dating site called eVow , which is only for those seriously looking for a long-term relationship. Examples of the questions include:.

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Many people have been finding love online, but others have not been so fortunate. In fact, romance scams actually cost Americans more money than any other kind of internet fraud. You may think this could never happen to you but young and old alike have been victims of a “sweetheart scammer”—a criminal who preys on lonely hearts to steal their personal information and swindle them financially.

A romance scam typically works like this: The criminal will set up an account on a dating site with fake information and photos, which of course are of someone who looks inviting, trusting, and attractive. The profile seems too good to be true actually. They reach out to several candidates and try to start an online relationship.

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By Judith Silverstein, Michael Lasky. You get what you pay for in life, Internet-dating sites included. In addition, the scope of coverage and available features are broad and robust. Solid supervision is provided to weed out the wackos , and appropriate barriers to entry are in place. To emphasize that last point, consider how easy it is to be an Internet-dating fraud; so the more hurdles to entry there are, the safer a site is likely to be.

The problem is finding balance. A site that keeps everyone out is completely free of fraud but also of available dates! The most effective way to find balance is to combine fees and other barriers to entry. You find that some pay sites put great emphasis on barriers to entry. For example, some sites charge relatively high fees in an attempt to create an aura of exclusivity.

And some sites add other criteria, such as allowing only Ivy League graduates, plus fees to create greater selectivity. Dating site fees have risen a lot.

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